There is always balance in the Scripture. To the debtor, God
says that we are to pay our debts (Romans 13:8). From the creditor God requires
generosity and patience (Proverbs 28:8). And, those admonitions aren't given
for us to use as leverage against others, but for the introspective judgment of
our own lives. Whatever the case, clearly God intended for his people to be
kind to the "less fortunate" members of their society (Proverbs
19:17).
And, let's not forget the spirit of cheerfulness that God
expects from the lender (II Corinthians 9:6 & 7). Indeed, Deuteronomy 15:7,
8, 9 & 10 sets a very high standard of liberality... "If there be
among you a poor man of one of your brethren... you shall not harden your heart,
nor shut your hand from your poor brother: but you shall open your hand wide
unto him, and shall surely lend him sufficient for his need, in that which he
lacks. Beware that there be not a thought in your wicked heart, saying, But, I
won't get my money back;' and your eye be evil against your poor brother, and
you give him nothing, etc."
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